27 May 2013

What you should know and be ready if you self-employed and applying for a mortgage

If you have a stable job with steady salary, you may simply present your current paystub or T4 when filling the mortgage application. But if you are self-employed (e.g. entrepreneurs, small business owner, freelancer without regular paycheque etc.), then you will be assessed based on your stated income, which you have to prove with tax returns, contracts or different financial statements…

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