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Contact Information

2180 Steeles Avenue West,
Suite 204, Concord,
ON, L4K 2Z5

Phone:     905-761-7001
Toll Free: 1855-761-7001
Fax:          905-761-7005

Email: mortgageadvisor@rogers.com

28 June 2010

Hurrying to Get Approved Before Prices Fall
There’s been a lot of talking about the housing bubble lately. The newspapers are filled with this topic articles. Of course, it became a reason for many of us to expect the home prices drop.
It’s necessary to understand that when home prices fall, it makes it more difficult for consumers to qualify for a mortgage, especially if it concerns refinances: appraisals come in lower, lenders demands become stricter etc.

25 June 2010

A 700 Credit Score Doesn’t Guarantee You Good Credit
Even if you have good income and a 700 credit score, there’s still a chance for you not to qualify for a mortgage. The deal is that lenders usually want to see a good repayment history.Let’s suppose that you have a 710 credit score but only one credit account. It can be even worse in case this account is a credit card and you’ve had it for only two months. 710 score may not be enough in such situation – there should be other signs of your credit capacity.
Lenders often demand a minimum of 1-2 years of good payment history and at least two loans or revolving credit accounts.

24 June 2010

Canadian Economy Faces Yields Decline
Canada is flying into serious global economic headwinds. Well, fixed income traders think so.
They pushed down Canada’s benchmark 5-year bond yield to 2.46%.
Among other things, concerning and influencing Canadian bond market, are:

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13 September 2019

Federal parties are pressured to adjust B-20 before the election As October federal election is coming, Canadian real estate boards are demanding imp...Read more >>

12 September 2019

Smaller condos and larger houses – two main extremes of Canada’s real estate market In case you think your condo has become smaller, don’t worry, it’...Read more >>

11 September 2019

Most Canadians blame foreign buyers for home prices increase The recent poll by Equifax shows that almost two out of three Canadians consider foreig...Read more >>
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7676 Woobine Avenue Suite 300 Markham, ON L3R 2N2
2180 Steeles Avenue West, Suite 204, Concord Ontario L4K 2Z5
© 2010 Michael Tulchenetskiy & Denys Derzhavets Mortgage Brokers. All Rights Reserved